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Five ways to fight back for your cash

Every penny counts in a recession, and here is where our readers won and lost

 

Consumers have had a mixed year in 2009, with disappointment on bank charges offset by good news for people shopping round for personal loans, credit cards and energy deals.

More than a million people who hoped to reclaim excessive overdraft charges [...]

HSBC Credit Card

As I have little credit records in UK, I failed several times to apply for a credit card before. Both HSBC and Barclays declined my application because of bad credit. I even checked online in www.creditexpert.co.uk, which shows my previous address was linked to someone else with bad finance history.

However, this changes a lot since [...]