You can hardly miss the blizzard of Isa adverts from fund companies. The message is ‘use it or lose it’, referring to the £10,200 stocks-and-shares Isa allowance for the 2010-2011 tax year, which ends a week on Tuesday, April 5. The annual blitz might be good at bringing in new money for fund managers, but it also has the effect of encouraging investors to make hasty decisions –... 

Don’t turn your nose up at tax breaks. Taking advantage of government relief lets you can pass more wealth down the generations Accountants are finding ever-more inventive ways for City high-flyers to avoid next year’s 50% tax on their bonuses, but ordinary taxpayers can also save thousands by making use of legitimate tax breaks. Consumers will waste more than £10 billion in unnecessary...